Credit Limit Calculator in Java

(Credit Limit Calculator) Develop a Java application that determines whether any of several department-store customers has exceeded the credit limit on a charge account. For each customer, the following facts are available:
a) account number
b) balance at the beginning of the month
c) total of all items charged by the customer this month
d) total of all credits applied to the customer’s account this month
e) allowed credit limit.

The program should input all these facts as integers, calculate the new balance (= beginning balance + charges – credits), display the new balance and determine whether the new balance exceeds the customer’s credit limit. For those customers whose credit limit is exceeded, the program should display the message “Credit limit exceeded” .

Credit Limit Calculator in Java

CreditLimitCalculator.java

/*
 *       Filename:  CreditLimitCalculator.java
 *
 *    Description:  Exercise 4.18 - Credit Limit Calculator
 *
*  @Author:  Bilal Tahir Khan Meo
 *  Website: https://www.codeblah.com
 *
 * =====================================================================================
 */
public class CreditLimitCalculator{
    int accountNo, startBalance, totalCharges, totalCredits, creditLimit;

    // SETTERS
    public void setAccountInfo(int accountNo, int startBalance, int totalCharges,
                               int totalCredits, int creditLimit){
        setAccountNo(accountNo);
        setStartBalance(startBalance);
        setTotalCharges(totalCharges);
        setTotalCredits(totalCredits);
        setCreditLimit(creditLimit);
    }
    public void setAccountNo(int accountNo){
        this.accountNo = accountNo;
    }
    public void setStartBalance(int startBalance){
        this.startBalance = startBalance;
    }
    public void setTotalCharges(int totalCharges){
        this.totalCharges = totalCharges;
    }
    public void setTotalCredits(int totalCredits){
        this.totalCredits = totalCredits;
    }
    public void setCreditLimit(int creditLimit){
        this.creditLimit = creditLimit;
    }
    // GETTERS
    public int getAccountNo(){
        return accountNo;
    }
    public int getStartBalance(){
        return startBalance;
    }
    public int getCreditLimit(){
        return creditLimit;
    }
    public int getTotalCharges(){
        return totalCharges;
    }
    public int getTotalCredits(){
        return totalCredits;
    }
    public int getNewBalance(){
        return getStartBalance() - getTotalCharges() + getTotalCredits();
    }
    public boolean creditExceeded(){
        return (getNewBalance() > getCreditLimit()) ? false : true;
    }
}

CreditLimitCalculatorTest.java

/*
 *       Filename:  CreditLimitCalculatorTest.java
 *
 *    Description:  Exercise 4.18 - Credit Limit Calculator
 *
*  @Author:  Bilal Tahir Khan Meo
 *  Website: https://www.codeblah.com
 *
 * =====================================================================================
 */
import java.util.Scanner;

public class CreditLimitCalculatorTest{
    public static void main(String[] args){
        Scanner sc = new Scanner(System.in);
        CreditLimitCalculator creditCalculator = new CreditLimitCalculator();

        int accNo, startBalance, chargesTotal, creditsTotal, creditLimit;
        char cont = 'y';
        String separator = "\n********************\n";

        while(cont != 'n'){
            System.out.println(separator);
            System.out.print("Enter customer account number: ");
            accNo = sc.nextInt();

            startBalance = requestInput("Enter start balance for account " + accNo + ": ", sc);
            chargesTotal = requestInput("Enter total monthly charges for account " + accNo + ": ", sc);
            creditsTotal = requestInput("Enter total monthly credits for account " + accNo + ": ", sc);
            creditLimit = requestInput("Enter credit limit for account " + accNo + ": ", sc);

            creditCalculator.setAccountInfo(accNo, startBalance,
                    chargesTotal, creditsTotal, creditLimit);

            System.out.println(separator);
            System.out.printf("CREDIT INFORMATION FOR ACCOUNT %d\n", accNo);

            System.out.printf("Starting balance: %d\n", creditCalculator.getStartBalance());
            System.out.printf("Credit Limit: %d\n", creditCalculator.getCreditLimit());
            System.out.printf("Total Charges: %d\n", creditCalculator.getTotalCharges());
            System.out.printf("Total Credits: %d\n", creditCalculator.getTotalCredits());
            System.out.printf("New Balance: %d\n", creditCalculator.getNewBalance());

            if(creditCalculator.creditExceeded())
                System.out.println("Credit limit exceeded.");

            // continue
            System.out.print("Calculate credit for another account? (y/n): ");
            cont = sc.next().charAt(0);
        }
    }
    public static int requestInput(String s, Scanner sc){
        System.out.print(s);
        return sc.nextInt();
    }
}